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(844) 678-8048

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Auction Direct USA logo
  • Shop All
    • View all [415]
    • Cars [121]
    • Trucks [44]
    • SUVs & Crossovers [231]
    • Vans [14]
    • Hybrid & Electric [40]
    Price
    • Under $10,000
    • Under $16,000
    • Under $20,000
    • Over $20,000
    Features
    • New Arrivals
    • Nearly new
    • Over 30 MPG
    • Convertible
    • All-wheel drive
    • Moonroof
  • Clearance
  • Specials
    • Raleigh Promotions
    • Instant Cash Offer
  • Financing
    • Apply Now!
    • Get Pre-Qualified!
    • Get pre-qualified with Capital One (no impact to your credit score).
    • Used Cars Under $20,000
    • Used Cars Under $10,000
    • Bad Credit Car Loans
    • Instant Cash Offer
  • Value Your Trade
  • Service
    • Raleigh
      • Automotive Service
      • Affordable Brake Pad Replacement
      • Car Service and Maintenance
      • Expert Vehicle Detailing Service
      • Maintenance Service
      • Transmission Repair and Replacement Services
      • Air Filter Replacement
      • Professional Windshield Repair Service
      • Car Battery Replacement Service
    • Schedule Service
  • About Us
    • Our Dealership
    • Schedule Service
    • Contact Us
    • Buy a Used Vehicle Online
    • Our Blog
    • Model Research
      • Used Cars with Backup Camera
      • Why buy a used Audi from Auction Direct USA
      • The Story Behind Toyota: A History of Innovation and Resilience
      • Origins of Honda and its Rise in the Automotive World
      • Nissan Through the Ages: From Humble Beginnings to Electric Cars
      • How Ford Became an Icon: A Look at Its Rich History
      • Mercedes-Benz: A History of Luxury and Innovation
      • Kia: The Rise of a Global Automotive Brand
      • Learn About Cadillac
      • Learn About Chevrolet
      • Learn About Honda
      • Learn About Kia
      • Learn About Lincoln
      • Learn About Nissan
      • Learn About Subaru
      • Learn About Toyota
      • Learn About Volkswagen
    • Why Buy From Us?
    • Sell Your Car
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Bad Credit Car Loans in Raleigh, NC

Let’s face it—bad credit can feel like a roadblock when trying to buy a car. Maybe you’ve had a few late payments, medical bills, or unexpected expenses that lowered your score. But here’s the good news: At Auction Direct USA, we specialize in bad credit car loans in Raleigh, NC, helping drivers find financing options that fit their needs. No need to worry about past financial setbacks—our team is here to help you move forward.

Get Pre-Approved for a Car Loan
2021 Toyota Corolla LE
2021 Toyota Corolla LE
$19,675
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2022 Toyota Corolla LE
2022 Toyota Corolla LE
$19,995
Details Save Saved
2022 Toyota Corolla SE
2022 Toyota Corolla SE
$21,995
Details Save Saved
2021 Toyota Corolla XSE
2021 Toyota Corolla XSE
$22,295
Details Save Saved
2021 Toyota RAV4 XLE
2021 Toyota RAV4 XLE
$25,831
Details Save Saved
2021 Toyota Camry Hybrid SE
2021 Toyota Camry Hybrid SE
$25,986
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2022 Toyota Tacoma SR
2022 Toyota Tacoma SR
$26,395
Details Save Saved
2021 Toyota RAV4 XLE
2021 Toyota RAV4 XLE
$27,648
Details Save Saved
2021 Toyota RAV4 Hybrid XSE
2021 Toyota RAV4 Hybrid XSE
$29,795
Details Save Saved
2022 Toyota RAV4 Hybrid XLE
2022 Toyota RAV4 Hybrid XLE
$30,395
Details Save Saved

Can You Get a Car Loan with Bad Credit? Absolutely!

A low credit score doesn’t mean you’re out of options. Many lenders consider more than just your score when reviewing loan applications. Your income, job stability, and down payment can all play a role in securing approval. At Auction Direct USA, we partner with lenders who understand that life happens and offer flexible financing solutions designed for people in all types of credit situations. Whether rebuilding your credit or starting fresh, we’ll help you find a loan that suits your budget.

Why Choose Auction Direct USA for Your Bad Credit Auto Loan?

We get it—financing can feel overwhelming. That’s why we keep things simple and straightforward. Our team walks you through the process step by step so you know exactly what to expect. We also have an incredible selection of affordable used cars, trucks, and SUVs, giving you plenty of great options to choose from. Plus, we focus on finding a loan with reasonable payments so you’re not stuck with something that strains your finances.

Start Your Car Buying Journey Today!

Bad credit doesn’t have to hold you back. At Auction Direct USA in Raleigh, NC, we believe everyone deserves a second chance. Apply today and take the first step toward owning a reliable vehicle that fits your lifestyle and budget. The road ahead is looking bright—let’s get you behind the wheel!

Do You Want to Learn More About Bad Credit Auto Loan?

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Auction Direct USA
7601 Glenwood Ave
Raleigh, NC 27612
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Raleigh Sales
Open Saturdays until 8:00 pm |
Hours
(844) 678-8048

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